I feel it is an obligation for any older folk to pass wisdom to those not-in-the-know of things regarding life. Some people are born directionless and they get lost in their lives and before they know it, they’re knee-deep in debt, they’re in awful minimal-wage jobs, they make poor decisions regarding their love lives .etc

I have several and my more prominent one is;

  • Know Your Numbers

This is a key and must-have piece of knowledge. You must know your numbers. How much you’ll earn a month, how much your expenses are, how much is in your bank account, interests and much more. I don’t care if you’ve hated math growing up, you will need to know this. Because going off on guesswork and estimations, only gets you so far before you slip up. Once you slip up financially, missing a payment, you will fall behind faster than you’ll get back ahead or break even. As someone said, everyone is one car repair or medical emergency away from being in poverty.

  • Do not get kids in your teens and 20s

Your teenage and young adolescent years, are better spent figuring out who you are and what you want to achieve. Recklessly getting kids with someone who you thought you loved or poor planning are reasons people end up paying child support and having to go to family court and having to deal with custody battles for the rest of their lives. Supporting a kid is $250k PER child, that’s the average, moreso because of the economy. Is it really worth the few minutes of sex at all for that expense?

  • Avoid Jail

Going to jail, over anything, is a bad setback to have in life. If you think finding a job is hard normally with the way the job market is, it’ll be twice that if you have a criminal record. That is just shit not a lot will be ignored.

You’ll lose time, you’re likely to lose any jobs you’ve had at the time of going to jail, you may polarize family and friends even. It’s just not worth it, regardless. The more times you end up in jail too, consider your life over.

  • Thrift and Thrift Away!

Thrifting can be a dirty word to some who prefer to get things new, which I understand. But it is a money-saver in the long run. For example, my apartment is 85% of thrifted items and I have a hard time recalling anything I’ve spent more than $10 for, aside from select things I bought new because I wanted them new, like some appliances.

Just try not to be a hoarder if it can be helped.

  • comfy@lemmy.ml
    3·
    12 hours ago

    Find a physical activity you enjoy and do it at least three times a week. Either join an organized religion or specifically curate a group of people you do a weekly activity with who will come check on you if you suddenly stop showing up.

    I managed to get both these with sport teams. (At least in my area), the local sports competitions are actively looking for players, and if you have skills or enjoy a role others don’t, you can even just volunteer (instead of pay fees) in a few teams before joining one you like. And one foot in the door will likely get you invited to other teams and competitions when someone’s team needs a substitute player (or you can just ask, “Does anyone have a team that play on Thursday nights?”).

    In my favorite team, I became de-facto captain of because I showed up most reliably and was the remaining member of the original team as people left and joined. One week I forgot to tell them I would be away for the match due to travel, and the next day I wake up to a couple of check-in messages just to make sure I haven’t vanished or had a bookshelf fall on me. And it’s a reassuring feeling to realize you’re part of a community that cares about each other.