My payment processor just terminated my account and i am reminded once again too self host literally everything.
I already have a self hosted crypto rail but for many people that is not an option, bank transfer is quite easy to do with just checking against my bank’s API, but remembering from the data before i got terminated it was around 40% transfer, 40% ideal, 20% card.
Is there anyway to self host those other payment ways outside transfer?
Does anyone have experience with this?
If you do thank you very much!
How far up the stack do you want to go? Are you going to build a relationship with Amex and Visa and American Express? Are you going to pass all their certifications? Are you going to do all the kyc work? Going to set up your own PCI audit?
There’s a reason payments processors exist. The relationships you need and the regulations involved are complicated. It’s also not cheap. This is by design.
I mean if it’s just a question of work i would do it, but it costs a ton of money as you said.