I will say, as is alluded by discussion further on, there is a big lean from many toward Visa debit because it uses existing funds. Most I know who are working and even a few not working maintain credit cards however.
Or BNPL; I actually prefer it because there’s no maintaining credit fees and I can maintain it well enough.
It really depends on which Australia you qualify in. I’m in the B team so credit offerings aren’t something I’m really a part of, aside from BNPL. Many Aussies who ‘own’ homes run most of their lives through credit cards and home loan equity.
I will say, as is alluded by discussion further on, there is a big lean from many toward Visa debit because it uses existing funds. Most I know who are working and even a few not working maintain credit cards however.
Or BNPL; I actually prefer it because there’s no maintaining credit fees and I can maintain it well enough.
It really depends on which Australia you qualify in. I’m in the B team so credit offerings aren’t something I’m really a part of, aside from BNPL. Many Aussies who ‘own’ homes run most of their lives through credit cards and home loan equity.
I’d wager this person who spoke about it to me is on the younger side - probably early 20s, so some more of this is making sense.
I also believe Steam doesn’t allow Visa Debit - at least, it doesn’t here, so perhaps it’s the same over there.
I believe it does, in fact I can find out for sure because my son is on Steam I believe, and runs Visa debit
I’ll go ask him
Edit: yes he does and yes he adds funds to his Steam account using his Visa debit card
Glad I could help here ay, most of the time I’m fairly useless
Appreciate it, thanks for checking!