Making first past the post worse is a challenge. I’m proud of Americans for raising the bar of terrible voting systems

Parties used to get a bit of funding for every vote. Conservatives didn’t like that and they repealed it under Harper.

Now all they get is, I guess, pride?

In a riding where the other candidates don’t stand a chance, I vote for the candidate who doesn’t stand a chance but whose party’s values I like best. Like the NDP or the greens.

Doesn’t do much, but in a way, it’s freeing and I can pretend I’m free to vote for anyone.

If someone has a chance to beat the worst candidate, though, I’ll vote for the most likely one. And that’s the most depressing situation of all.

I really hate this voting system. But it’d take a miracle for it to change.

Unless your income is really low, look into FHSA. It’s a stupidly advantageous investment mechanism. It’s like RRSP in that it reduces your taxable income, except it doesn’t become taxable when you use it. (Although you can only use it for a real estate purchase.)

As for investing in Canada, lots of banks and financial advisors offer managed Canada-only investment funds.

Personally, I just go for socially responsible funds anytime I can. Lower returns, but it doesn’t tend to crash as much as the general market when the news talk about massive market downturns, and above all, it doesn’t come with the guilt of investing in weapons or fossil fuels. And well, even if it’s in the US, I really don’t mind investing into a company that’s not morally terrible.

Didn’t it come out that they do have some non-zero risks? Dunno if it’s worth panicking about though.