I think Quebec has (or at one time had?) the lowest because you’re not required to have collision insurance. You can have just liability, but if your car is a piece of shit you’re not required to insure it for repair should an accident occur. I could be wrong, and I’d love to know if I am.
I mean to an alcoholic in the small scale it sounds like it’s working out great.
But Canada’s recently done a study that shows the taxation gained from alcohol consumption is far less than the deleterious societal costs.
Effectively the government loses money on every bottle it taxes.
edit: This is known as Canada’s alcohol deficit. It was first studied in 2014 which showed a taxation intake of ~11 Billion while the social costs were estimated to be ~15B resulting in a deficit of about ~4B. believe the 2020 study showed the alcohol deficit is up to ~6B a year now. I’m lazy, but here’s one link for those who’d like to know more:
In my city you are required to have both liability and collision even if the car is worth a dollar. That is true across all of Canada to my knowledge, with the exception of Quebec.