Here in the US, small claims court limits are now at $10,000 and 10 years. The good news being if monies are under that amount and aged nearing ten years old are not worth going into court for the debt collector (and more worthwhile for the defendant to proceed into court).
Pros- higher limits, courts may be in your favor.
Cons- credit scores, only affects those that need credit for reasons.
McKay is doing all the right steps and has plenty more time and options ahead of her.
Here in the US, small claims court limits are now at $10,000 and 10 years. The good news being if monies are under that amount and aged nearing ten years old are not worth going into court for the debt collector (and more worthwhile for the defendant to proceed into court).
Pros- higher limits, courts may be in your favor.
Cons- credit scores, only affects those that need credit for reasons.
McKay is doing all the right steps and has plenty more time and options ahead of her.