Thank you for your reply!

Not exactly like that but what happened is close to that. Yeah, it’s quite stressful.

I think bankruptcy wouldn’t work because the government wants two other guarantor beforehand for this in case of repay. So technically there are two families at stake in this situation. :(

Thank you for your reply!

Sorry for lack of my English, but it went like this: At the third year, the professor that supervise my sister decided that she is not suitable for the doctorate. And apparently they made my sister to fill a form about them that make things legally clear for them. She noticed this after returning and cut ties with the university.